One of the most daunting tasks for credit card holders is to remember the due date of the bill payment and look for ways to make the payment. If you are a Citibank credit card user, then this blog is a perfect place for you. Here we have listed all the possible ways to make Citibank credit card bill payment every month without any hassle.
Pay Your Citibank Credit Card Bill via Own Citibank Account Online
One of the best and convenient ways to pay the Citibank Credit card bill payment is online. It is not suitable only, it is safe as well. Citibank provides various channels through which you can pay the credit card bill online. You can hassle-free pay your credit card bill through standing instruction, Citi Mobile, and E-Pay.
1. Pay via Standing Instructions
You can easily set up a standing instruction in order to clear your dues without struggling to remember the last day of the bill payment. This is one of the best ways to make your Citibank credit card bill payment. For this, you would have to first log-in to the Citi online banking website. Subsequently, enter your ID and IPIN. You can either make the standing instruction for the entire amount or can create standing instructions for the minimum amount that you want to pay. The amount will then debited from your said account and would be soon credited to your Citibank Credit card.
2. Pay via Citi Mobile
Citibank card users can also choose to pay through your mobile. Visit m.citibank.co.in, go to the Credit Cards section. Then click on Pay Your Credit Card bill and complete your log-in. Enter your user ID and IPIN number. Choose the amount you want to pay, and soon your Citibank credit card bill would be paid.
3. Pay via E-Pay
You can also resort to the E-pay method for your Citibank credit card bill payment. It is one of the simple ways to make the payment. All you would have to do is log in to the online banking portal, enter your ID and IPIN, click on Banking, and choose Pay Credit Card Bill, following which you can enter the due amount or the minimum amount you want to pay and soon the bill would be paid. It is that easy.
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Pay Your Bill through Other Bank Accounts Online
In case you do not want to pay the credit card bill through the Citibank, you can also choose to pay through other bank accounts in simple ways such as NEFT, RTGS, E-Pay, ACH/ECS, Visa Money Transfer (VMT) and Card payment from another bank’s website.
1. Pay via NEFT
NEFT stands for National Electronic Funds Transfer. Through NEFT, users can transfer funds to the credit account through other bank accounts. To make your Citibank credit card bill payment, you would have to open the app or visit the respective bank’s website once you have completed the log-in select NEFT fund transfer option. Then add your Citibank credit card as the payee and enter all the details such as Payee name, Payee account number, bank name, payment account type, IFSC code, branch address. Then proceed to make the payment.
2. Pay via RTGS
Real-time gross settlement (RTGS) is another hassle-free mode of Citibank credit card bill payment. This allows you to transfer the funds from one account to another. Log-in to your respective bank app and then select the RTGS mode of transaction. Following which enter all the primary information like transaction amount, account number from which the amount would be transferred, name of the beneficiary customer, bank, beneficiary account number, and IFSC code of receiving bank. Subsequently, enter the amount number and confirm the payment.
3. Pay via E-Pay
Primarily, there are two ways through which you can make your Citibank credit card bill payment one is through the official the Citibank, and another is through other banks. In case you are paying through the Citibank itself, then visit its official website and select ‘E-Pay,’ subsequently, enter your credit card number and the amount of transaction. Then select the bank account from which the amount would be debited. Then log-in to your bank account and confirm the payment. It will take 2-3 working days for the amount to be transferred into your Citibank credit card.
You can transfer the funds automatically from your bank account through the Automated Clearing House facility. For this, you will have to visit Citibank’s official website and then download the particular ACH mandate form. All the details to the way and then give the signed form to your bank that authorizes the fund transfer process from your bank account.
5. Visa Money Transfer (VMT)
If you wish to make Citibank Visa card bill payment through your other bank card, you can select the VMT option. This option is available for the Visa cardholders only. The processing time might vary from bank to bank; however, it generally takes 2-4 working days to get transferred to your Citibank account.
6. Other Bank’s Portal
You can also make Citibank credit card bill payment through other bank website. , log-in to the website of your bank account. Select the Citibank card as a biller and continue to pay your due amount.
Are you a Citibank credit card user? If yes, then you must be looking for ways to make Citibank credit card bill payment. To help you with this blog, we have listed all the methods you can use to pay your credit card bill. Ensure you enter all the information and details correctly so that you do not face any problem later.
You can pay your Citibank credit card bill online or through other bank accounts.
You can pay your Citibank credit card bill through Citi Mobile app, Citibank online, or through other banks or e-wallets.