Citibank is one of the main private segment banks in India catering to varying financial services. It offers a wide variety of Credit Card options obliging different necessities of its developing client base. Citibank Credit Cards are accessible in different classes, for example, travel, shopping, fuel, way of life and money back enabling the clients to pick one that precisely suits their necessities.
Applying for a Citi Credit Card and following the application status has been made simpler with the assistance of the web. When you have connected for Citibank Credit Card, you can utilize both on the web and disconnected strategies to follow your Citibank Credit Card application status.
In either case, all you need is the application reference number and your portable number. An application reference number is an 11-digit number sent to you through an SMS once your credit card application comes to Citibank.
When you get your reference number, it might take as long as 24 hours for the bank to refresh your application status. Hence, it’s encouraged to check your credit card status daily after you’ve gotten your reference number.
Your portable number ought to be equivalent to the one you’ve entered in your Citi BankCredit Card application.
Check Your Citibank Credit Card Status Online
The most advantageous approach to monitoring your application status for the Citibank Credit Card is through the Citibank official website. For this you will require:
- Application Reference Number
- Cellphone Number
Steps to Check Your Citibank Credit Card Status
- Go to Citibank’s legitimate site.
- Click on ‘Credit Cards’, featured utilizing a red square shape.
- Click on Track ‘Application Status’, featured utilizing a green square shape.
- You will be diverted to the Track Application Status section, wherein you should put in your ‘Application Reference Number’, and your Contact Number’. You get your Application Reference Number by SMS on your mobile within 2 days after you present your application for a Citibank Credit Card. Just write the portable number which you gave in your application. Hit Submit.
- You would then get to see your Citibank Credit card application update.
Track Status of Credit Card offline
While the web makes it simple to follow the status of your card application, not having it won’t deny you of knowing the equivalent. You can utilize any of the alternatives referenced beneath to discover the Citibank Credit Card status, without utilizing the web.
Call Citibank customer care
One simple approach to know your Citibank credit card application status is by achieving the client administration officials of Citibank. For all Credit Card related inquiries, clients can call 1860 210 2484, which isn’t a sans toll number. The administration is accessible somewhere in the range of 9 am and 7 pm from Monday through Saturday, aside from on national occasions.
Visit closest Citibank branch
On the off chance that you’re not ready to follow your application status by any of the previously mentioned strategies, you can legitimately stroll into any of the branches of Citibank situated close to you. Do make it a point to have your application ID for the Citibank Credit Card Status inspection with you while visiting the bank.
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Before Applying for the Citi Bank Credit Card
In the event that you are hoping to assess your Citibank Credit Card application status, you should bear a couple of focuses in your mind that will influence your Credit Card endorsement, these are:
A Credit score is a standout amongst the most essential parameters that a bank uses to pass judgment on whether you are qualified for a Credit Card or not. CIBIL Score gives a thought regarding your credit qualification. Citibank will make a request amazingly department to think about your financial assessment. Assume there are irregularities or missteps in your credit report, this will legitimately hamper your CIBIL score.
On the off chance that you can recognize a blunder, record a grumbling with the concerned credit authority to get it amended before applying for a Credit Card. Candidates who can keep up a conventional financial record just as a decent CIBIL score have better opportunities to verify a Credit Card.
There is an assortment of Credit Cards that are made to suit the spending examples of a client that is, there are Credit Cards for the individuals who travel or shop, and they are compensated with miles or money back to the client separately. So it is ideal to know ahead of time what kind of Credit Card will best suit your spending designs. Although, there are plenty of Citibank offers available on each credit cards.
It is imperative to take note of that owning a Credit Card can expand your costs so it is best exhorted that you demonstration reasonably. Likewise, check whether you truly require another Credit Card or not as owning different Credit Cards can be lumbering and demonstrate to be negative.
Do guarantee that you are satisfying each qualification criteria at the season of Credit Card application with Citibank. The applicant ought to be matured somewhere in the range of 23 and 60 years, and have a month to month pay of in any event ₹ 25,000.
FAQs on Citibank Credit Card Application
One has connected for a Citibank Credit Card. When will the card be delivered?
When your application for the Citi Credit Card is affirmed, the bank regularly takes as long as 21 days to dispatch your Credit Card. You will get refreshes from the bank through SMS about your application status. In the event that it’s requiring more investment than anticipated and you have gotten any insinuation from the bank for long, you can call Citibank Credit Card client care to know the status.
How would one re-actuate a shut Citibank Credit Card?
To re-actuate your Citibank Credit Card, present a solicitation to the bank alongside a duplicate of the personality verification, for example, PAN card, visa, Aadhaar, Driving’s License, and so on., and international ID estimate photo. Send the letter alongside the expected records to PO Box: 4830, Anna Salai Post Office in Chennai – 600 002.
On the other hand, you can compose an email, connect the required archives from your enlisted email address to firstname.lastname@example.org.
Banks would audit your solicitation once they get the previously mentioned records. Re-initiation of the Credit Card account is exclusively at the bank’s prudence and is simply founded on its inner arrangements and methods.
To what extent should one wait to apply for the Credit Card again?
In a perfect world, you should sit tight for 3 to a half year to apply for a Mastercard. Additionally, if a low financial assessment is an explanation behind your application getting rejected, you have to deal with the equivalent to expanding it before re-applying for the card.
The Citibank Credit Card application got dismissed thrice. What is the reason?
Credit Card applications are assessed dependent on various parameters. Some of them incorporate the candidate’s salary, CIBIL score, reimbursement track record, financial record, and other bank Visas, and so on. Ensure you meet the qualification on the vast majority of the parameters before applying.
How to apply for a Citibank Credit Card?
You can apply for a Citibank Credit Card by visiting the Citibank site. On the other hand, you can likewise contact the 24×7 CitiPhone banking administrations to know the procedure.